Privacy Policy for PCP Car Claim
Introduction
Welcome to PCP Car Claim’s (hereafter referred to as “we,” “us,” or “the Company”) online platform at https://pcp-car-claim.dreamdwellings.net. We are committed to maintaining the highest standards of privacy and data protection for our users, customers, and visitors. This Privacy Policy outlines how we handle personal information in compliance with various international laws, including but not limited to:
- Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
- Quebec Law 25 on the protection of personal information in the private sector
- The General Data Protection Regulation (GDPR) of the European Union
- Brazil’s General Data Protection Law (LGPD)
- California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA)
- Colorado’s Consumer Protection Act (CPA)
- Utah’s Consumer Sales Practice Act (UCPA)
- Connecticut’s ConnectiCUT Data and Privacy Act (CTDPA)
- Virginia’s Consumer Data Protection Act (VCDPA)
- South Africa’s Protection of Personal Information Act (POPIA)
Scope
This policy covers all aspects of our online presence, including but not limited to, our website, mobile applications, online services, and products offered through these platforms. It is important to note that this policy does not extend to third-party websites or services that you may access through links on our platform. Each of these third parties has its own privacy policies, and we encourage you to review them before using their services.
Processing Activities
This Privacy Policy governs the collection and processing of personal data when:
- You register an account with us as an authorized user.
- You visit or interact with our websites linked to this policy.
- We communicate with you via email, phone calls, or text messages (SMS).
Personal Data Collection
We collect several types of personal information to enhance your experience and provide tailored services:
- Account Information: This includes your name, contact details, username, and password used for accessing your account.
- Payment Information: Details related to payment methods you use on our platform, such as credit/debit card numbers, expiration dates, and security codes.
- Financial Information: Transaction records and data associated with financial services or products offered by us or third-party partners.
- Purchase Information: Data regarding products or services purchased from us, including order history, quantities, and pricing.
- Mobile Device Identifiers: Unique identifiers from your mobile device, such as IP addresses, device ID, and advertising IDs.
- Location Data: Information about your geographical location when you use our GPS-enabled services or applications.
- Feedback: Any comments, reviews, or responses you provide to us, which help improve our products and services.
- Social Media Information: Details from social media platforms when you choose to log in through them on our platform.
- Product Information: Preferences, ratings, and interactions related to the products you view or purchase on our website.
We collect this data through various means: user input forms, account settings, browsing activities, automated technologies (like cookies and device fingerprinting), and third-party service providers who assist us in gathering and processing data.
Cookies
We utilize cookies to enhance your experience on our websites and applications and for analytics purposes:
- Strictly Necessary Cookies: These ensure basic functions like login, account management, and navigation.
- Preference Cookies: Allow us to remember your preferences, language settings, and ad choices.
- Analytics Cookies: Used by third-party services to track anonymous user behavior, collect statistics, and provide insights for improving our platform.
Users have the option to control non-essential cookies through our Cookie Manager, allowing them to manage their cookie preferences.
Retention and Deletion
We retain personal data only for as long as necessary or permitted by law. The specific retention periods vary based on the type of data and the purposes for which it was collected:
- Financial records and transaction history may be kept for longer periods due to legal requirements.
- Personal information associated with active accounts is retained until the account is deactivated or closed.
- Data from inactive accounts is periodically reviewed, and we delete or anonymize it when it is no longer needed for business purposes.
Your Rights
Depending on your location, you have certain rights regarding your personal data:
- Access: You can request access to the personal information we hold about you.
- Rectification: The right to correct any inaccurate or incomplete personal data we possess.
- Erasure (Right to be Forgotten): In certain jurisdictions, you can request the deletion of your personal data.
- Restriction: Limiting the use or processing of your personal information under specific circumstances.
- Portability: Receiving a copy of your personal data in a structured, commonly used format.
- Objection: Objecting to the processing of your personal data for direct marketing or other purposes.
- Non-Discrimination: You have the right not to be subject to automated decision-making that significantly affects you.
To exercise these rights, please contact our Data Protection Officer or Privacy Team using the contact details provided below. We will respond to your requests as required by applicable law.
Changes to Policy
We reserve the right to update and modify this Privacy Policy at any time. Any changes made will be reflected on this page, and we encourage you to review it periodically for the latest information.
Contact Information
For any inquiries, data-related requests (including access, rectification, or deletion), or unsubscribe from our communications, please contact us:
Email: [email protected]
Postal Address: [Provide company address]